Our Policies

We prioritize privacy and data security, ensuring that all personal and financial information is protected in compliance with Philippine laws. Borrowers have the right to review loan terms before acceptance, and we provide preliminary approval results promptly. Our contracts allow customers to terminate agreements if needed, subject to applicable fees, while breaches may result in default charges or other penalties.At TFAB LENDING SOLUTIONS INC., we uphold transparency, trust, and customer satisfaction through clear and customer-friendly policies. We require customers to provide accurate and valid personal and financial information during the application process, ensuring loan approvals are fair and based on eligibility. Loan amounts are flexible.

We offer a competitive interest rate of 0.5% monthly (or 6% annually) with no hidden fees or processing charges. Additionally, early repayment may qualify for discounts, helping customers save more. Repayment terms are flexible, ranging from 12, 24, 36, to 48 months, and we ensure transparency throughout the process. In case of late payments, interest will accrue, and a debt collection fee may apply, but charges will never exceed the maximum legal rate.

To ensure seamless operations, customers authorize the sharing of relevant information with trusted third parties, such as our partner SM Investments Corporation, to facilitate loan processing. Approval, interest rates, and credit limits are determined based on the applicant's qualifications and compliance with our terms.

TFAB LENDING SOLUTIONS INC. operates fully within the law, being registered with the SEC, BIR, and other government agencies in the Philippines. Our commitment to fairness, security, and clarity ensures that your financial journey with us is smooth, reliable, and beneficial.